Terms of Service

1. Introduction

These Terms govern your access to and use of www.studywisehub.com and all related products, courses, bundles, educational materials, digital downloads, communications, and support.

2. Description of Services

• Digital learning resources such as PDFs, audio materials, and printable activities
• Physical educational products such as workbooks, books, flashcards, and bundled resources where offered
• Self-paced online courses and course-related learning content
• Educational support and customer service related to purchases, downloads, and course access

3. Instructor and Contributor Disclosure

Some course content, learning materials, or educational guidance may be created or supported by instructors, educators, designers, or independent contributors. Study Wise Hub manages the customer purchase, platform experience, quality standards, and support process.

4. Eligibility

You must be 18 years of age or older to purchase services. Minors require a parent or legal guardian to create an account and approve all purchases.

5. Account Responsibilities

• Provide accurate and complete information
• Maintain the confidentiality of your login credentials
• Notify us immediately of any unauthorized account access
• Use our services only for lawful purposes
• Violations may lead to account suspension or termination

6. Payments

Payments are required before digital access, order processing, or shipment begins. All pricing is in USD. Accepted payment methods are shown at checkout. Pricing may be updated at any time.

7. Service Delivery

Digital products and courses are delivered electronically through download, email, account access, or post-purchase instructions. Physical products are processed for shipment using the delivery information provided at checkout. Delivery timing may vary by product type, destination, payment confirmation, and operational availability.

8. Refunds and Cancellations

Refunds are governed by our Refund and Cancellation Policy. Please review it carefully before making a purchase.

9. No Guarantee of Results

Study Wise Hub does not guarantee specific grades, test scores, language fluency, academic outcomes, or child development results. Learning outcomes depend on individual effort, age, consistency, parent or teacher support, and other circumstances.

10. Limitation of Liability

We are not liable for indirect or consequential damages, academic outcomes, technology disruptions, shipping carrier delays, device compatibility issues, or use of materials outside their intended educational purpose. Our maximum liability is limited to the amount you paid for the product or service in question.

11. Dispute Resolution

Before initiating a chargeback or legal proceeding, users must contact support@studywisehub.com first. These Terms are governed by the laws of the State of Delaware.

12. Termination

Accounts may be suspended or terminated for fraud, harassment, abusive behavior, policy violations, or payment disputes.